Guiding Students Through Those Tough Decisions
College Planning Time Lines
Kindergarten through 6th Grade
Begin a college savings plan. Options you might think about include IRAs, savings bonds, tax-deferred, state-sponsored, pre-paid tutitions or state-sponsored 529 plans.
7th, 8th and 9th Grades
Students should think about career possibilities and explore different occupations.
Students need to earn good grades and begin a college preparation curriculum. Grade-point-average (GPA) plays an important part in college admissions.
Save money now to pay for school, if you haven't already done so. Begin investigating the possibility of receiving scholarships, grants, or financial aid.
Students and parents should begin thinking about selecting a school. Find out about different types of colleges, and decide what characteristics matter most to you.
Students should prepare for college entrance exams (standardized tests), taking the PSAT now in preparation for next year.
Gather information from colleges. Request brochures and catalogs, attend college fairs and begin campus visits.
Students should take standardized tests. Retake the PSAT for a shot at a National Merit Scholarship, and take the SAT or ACT test in the spring.
Finish gathering information on colleges, select six to eight, and apply for admission. Retake the SAT or ACT if dissatisfied with prior results.
Apply for financial aid by filling out the Free Application for Federal Student Aid (FAFSA). Consider all of your options for paying for college. Find out about scholarships and grants before taking out a student loan.
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Learn the Facts
- How to fund a College Degree
- Planning Time Lines
- College Selections
- Financial Aid
- The Role Students Play
- The Role Parents Play
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